How much is american express interest rate

 The typical interest rates for American Express credit cards:

  • American Express EveryDay: 15.49% - 25.49% variable APR
  • American Express Blue Cash EveryDay: 15.49% - 25.49% variable APR
  • American Express EveryDay® Credit Card from American Express National Bank: 15.49% - 25.49% variable APR
  • American Express Green Card: 15.49% - 25.49% variable APR
  • American Express Gold Card: 15.49% - 25.49% variable APR
  • American Express Platinum Card: 15.49% - 25.49% variable APR
  • American Express Business Gold Card: 15.49% - 25.49% variable APR
  • American Express Business Platinum Card: 15.49% - 25.49% variable APR
  • American Express Business Green Rewards Card: 15.49% - 25.49% variable APR

The APR you receive depends on your individual credit profile. Amex considers factors like your payment history with them as well as your credit score reported by the major bureaus. Generally well-qualified applicants can expect to fall around the lower end of the ranges listed above.

It's also important to note that Amex cards do not charge penalty or retroactive interest rates. The APR only applies to new purchases made after the billing period. So you can avoid interest by paying your full statement balance each month.

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