How do I cancel a money order?

If you need to cancel a money order, there are a few different approaches you can take. You can easily cancel one if you are the original purchaser and it is still in your possession. You can also cancel a lost or stolen one, as long as you have the original receipt for the money order. In cases of fraud or suspected scam, it may be possible to cancel money orders if the suspected crime is reported to the police and properly investigated before being cashed.

If you purchased a money order but later decided not to mail it, you can return it to the retailer where you purchased it and request a refund. However, this method only works if the payment order is still intact. Both the actual money order and the receipt must be returned together.

If you need to cancel a money order after it has been shipped, that is also possible. However, this mainly applies to money orders that have been lost or stolen. In such cases, you must present the original receipt to the merchant where you purchased it and report it as lost or stolen. By tracking the unique series of numbers that identify a money order, you can determine whether or not it has been cashed. If it hasn't been collected, you can request to cancel the funds and receive a refund less any fees charged for a lost or stolen money order.

If you need to cancel a lost or stolen money order and it is a United States Postal Service (USPS) money order, you will still be charged a cancellation fee if it has already been sent but not yet received by the recipient. To stop payment immediately, it may be helpful to bring the money order receipt to the exact mailing location where it was purchased. Please note that the cancellation request must also be made before the payment of the money order and before the due date.

Depending on local laws, if you need to cancel a money order due to some form of fraud, or if you suspect that you have been the victim of a money order scam, you may be able to stop payment for a money order that you sent but has not yet been cashed. This leads to quick action on your part as it is much more difficult to recover the money order amount once it has been cashed, so it is important to contact law enforcement authorities with proof of fraud before the recipient receives the funds.

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